Our Smart Finance Program

What does No Qualifying mean?

No Qualifying means you pay your down payment and move into your new home. There are no credit or income requirements, and no loan application.

How Smartbuy financing works:

All payments are at a fixed interest rate, and all payments include taxes and insurance on the home.

BBB Accredited Business

In Business Since 1969

THE SMART BUY FINANCING PROGRAM IS ONLY AVAILABLE ON HOMES LISTED WITHIN OUR CURRENT INVENTORY!

  • No loan application or fees
  • No Credit Check
  • No Income Verification
  • This is a mortgage loan, not a lease purchase
  • When you purchase from us you get an actual deed
  • Refinance at any time with no prepayment penalties
  • VERY Competitive interest rates
  • Use your MasterCard or Visa for part of your down payment
  • The ONLY thing we require is 4-6% down. GET STARTED NOW!

Our Team

Testimonies

“Moving to a new area and being self-employed makes it a challenge to purchase a new home. In addition, being a realtor I know how challenging the lending market is right now. When we moved to Texas buying a new home wasn’t even on our radar. However, we came across the Smart Buy Homes signs and decided to stop. Boy are we glad we did. Not only were we able to buy a nice home in like-new condition, we closed on the home and took possession in just 7 days. Wow!” - Dianne Cornils, Realtor
We were first introduced to Smart Buy Homes 10 years ago when we purchased a home from them. The process was so easy and stress free! We didn’t have any of the bad experiences my wife and I had heard from friends of ours. A few months ago, we were even able to trade in our home for another one and use our equity to cover the down payment! We love our new Smart Buy Home and would recommend them to anyone! - Mike and Valerie

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